/* ============================================================
   global.css — LoanChecker.in
   Phase 1: Shared design system, nav, footer, and utilities.
   Loaded by ALL pages via <link> in <head>.
   
   Page-specific CSS lives in /assets/css/extracted/ — one file per page group.
   Do NOT put tool-specific, hero, or content styles here.
   ============================================================ */


/* ── RESET ── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}


/* ── DESIGN TOKENS ── */
:root{
  --bg:#0D0D14;--surface:#111118;--surface2:#16161F;
  --card:#13131C;--card2:#1A1A26;
  --border:rgba(255,255,255,0.06);--border2:rgba(255,255,255,0.1);--border3:rgba(255,255,255,0.15);
  --text:#F0EDE8;--text2:#A8A8B8;--text3:#666678;--text4:#3A3A4A;
  --danger:#FF3B1F;--danger-bg:rgba(255,59,31,0.08);--danger-border:rgba(255,59,31,0.25);
  --safe:#00D68F;--safe-bg:rgba(0,214,143,0.08);--safe-border:rgba(0,214,143,0.25);
  --warn:#FFB800;--warn-bg:rgba(255,184,0,0.08);--warn-border:rgba(255,184,0,0.25);
  --info:#4D8FFF;--gold:#FFB800;
  --r:16px;--r-sm:10px;--r-xs:6px;
  --sh:0 2px 12px rgba(0,0,0,0.4),0 1px 3px rgba(0,0,0,0.3);
  --sh-lg:0 8px 40px rgba(0,0,0,0.5),0 2px 8px rgba(0,0,0,0.3);
  --sh-glow-danger:0 0 40px rgba(255,59,31,0.12);
  --sh-glow-safe:0 0 40px rgba(0,214,143,0.1);
}


/* ── BASE ── */
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--bg);color:var(--text);min-height:100vh;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body::after{content:'';position:fixed;inset:0;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.025'/%3E%3C/svg%3E");pointer-events:none;z-index:1000;opacity:0.5}


/* ── NAV ── */
nav{background:rgba(13,13,20,0.92);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid var(--border);padding:0 28px;height:62px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:500}
.nav-logo{font-family:'Fraunces',serif;font-size:19px;font-weight:400;color:var(--text);text-decoration:none;letter-spacing:-0.03em;flex-shrink:0;display:flex;align-items:baseline;gap:0}
.nav-logo-dot{width:6px;height:6px;background:var(--gold);border-radius:50%;display:inline-block;margin-left:2px;margin-bottom:1px;flex-shrink:0}
.nav-logo-in{font-family:'DM Sans',sans-serif;font-size:11px;color:var(--text3);letter-spacing:0.04em;margin-left:3px}
.nav-logo-icon{display:none}
.nav-links{display:flex;align-items:center;gap:2px}
.nav-links a{color:var(--text3);text-decoration:none;font-size:13px;font-weight:500;padding:6px 12px;border-radius:100px;transition:all 0.15s;white-space:nowrap;letter-spacing:0.01em}
.nav-links a:hover{color:var(--text);background:rgba(255,255,255,0.06)}
.nav-links a.active{color:var(--text)}
.nav-dropdown{position:relative;display:flex;align-items:center}
.nav-drop-btn{background:none;border:none;color:var(--text3);font-family:'DM Sans',sans-serif;font-size:13px;font-weight:500;padding:6px 12px;border-radius:100px;cursor:pointer;transition:all 0.15s;display:flex;align-items:center;gap:5px;letter-spacing:0.01em}
.nav-drop-btn:hover,.nav-drop-btn.open{color:var(--text);background:rgba(255,255,255,0.06)}
.nav-drop-menu{display:none;position:absolute;top:calc(100% + 10px);left:0;background:var(--card2);border:1px solid var(--border2);border-radius:14px;padding:6px;min-width:200px;z-index:600;box-shadow:0 20px 60px rgba(0,0,0,0.6)}
.nav-drop-menu.open{display:block;animation:dropIn 0.15s cubic-bezier(0.16,1,0.3,1)}
@keyframes dropIn{from{opacity:0;transform:translateY(-8px) scale(0.97)}to{opacity:1;transform:translateY(0) scale(1)}}
.nav-drop-menu a{display:flex;align-items:center;gap:10px;color:var(--text2);text-decoration:none;font-size:13px;font-weight:500;padding:9px 12px;border-radius:9px;transition:all 0.12s;white-space:nowrap}
.nav-drop-menu a:hover{color:var(--text);background:rgba(255,255,255,0.06)}
.nav-hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:8px;border:none;background:none;border-radius:8px;transition:background 0.15s}
.nav-hamburger:hover{background:rgba(255,255,255,0.06)}
.nav-hamburger span{display:block;width:20px;height:1.5px;background:var(--text2);border-radius:2px;transition:all 0.2s}
@media(max-width:600px){
  .nav-links{display:none;position:absolute;top:62px;left:0;right:0;background:var(--surface);flex-direction:column;align-items:stretch;padding:12px 16px 16px;gap:2px;border-bottom:1px solid var(--border);z-index:499}
  .nav-links.open{display:flex}
  .nav-links a,.nav-drop-btn{padding:11px 14px;border-radius:10px;font-size:14px}
  .nav-hamburger{display:flex}
  .nav-drop-menu{position:static;box-shadow:none;margin-top:4px;background:rgba(255,255,255,0.03);border:1px solid var(--border)}
}


/* ── ALERT BAR ── */
.alert-bar{background:rgba(255,184,0,0.06);border-bottom:1px solid rgba(255,184,0,0.15);padding:10px 24px;display:flex;align-items:center;justify-content:center;gap:10px;font-size:12px;font-family:'JetBrains Mono',monospace;color:var(--text2);letter-spacing:0.02em}
.alert-dot{width:7px;height:7px;background:var(--gold);border-radius:50%;flex-shrink:0;animation:pg 2s ease-in-out infinite}
@keyframes pg{0%,100%{opacity:1;box-shadow:0 0 0 0 rgba(255,184,0,0.4)}50%{opacity:0.8;box-shadow:0 0 0 5px rgba(255,184,0,0)}}
.alert-bar a{color:var(--gold);text-decoration:none;font-weight:500;border-bottom:1px solid rgba(255,184,0,0.3);transition:border-color 0.15s}
.alert-bar a:hover{border-color:var(--gold)}


/* ── FOOTER ── */
footer{background:var(--surface);border-top:1px solid var(--border);color:var(--text3);padding:48px 24px;text-align:center;font-size:12px;line-height:2}
footer strong{color:var(--text2);font-weight:600}
footer a{color:var(--text3);text-decoration:none;transition:color 0.15s}
footer a:hover{color:var(--gold)}
.footer-logo{font-family:'Fraunces',serif;font-size:24px;font-weight:400;color:var(--text);letter-spacing:-0.03em;margin-bottom:6px;display:flex;align-items:baseline;justify-content:center;gap:0}
.footer-logo-dot{width:8px;height:8px;background:var(--gold);border-radius:50%;display:inline-block;margin-left:3px;margin-bottom:2px;flex-shrink:0}
.footer-logo-in{font-family:'DM Sans',sans-serif;font-size:13px;color:var(--text3);letter-spacing:0.04em;margin-left:4px}
.footer-tagline{font-family:'JetBrains Mono',monospace;font-size:11px;color:var(--text3);letter-spacing:0.05em;margin-bottom:28px;display:block}
.footer-links{display:flex;justify-content:center;gap:8px 20px;margin-bottom:24px;flex-wrap:wrap}
.footer-divider{height:1px;background:var(--border);margin:24px auto;max-width:400px}
.footer-legal{font-family:'JetBrains Mono',monospace;font-size:10px;color:var(--text4);letter-spacing:0.05em;line-height:1.8}


/* ── SHARED UTILITIES ── */
.section-label{font-family:'JetBrains Mono',monospace;font-size:10px;letter-spacing:0.15em;text-transform:uppercase;color:var(--text3);margin-bottom:16px}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,0.018) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,0.018) 1px,transparent 1px);background-size:48px 48px;pointer-events:none;mask-image:radial-gradient(ellipse 80% 80% at 50% 50%,black 40%,transparent 100%)}
.tip-box{background:rgba(255,184,0,0.04);border:1px solid rgba(255,184,0,0.15);border-radius:var(--r);padding:20px 24px;margin-bottom:16px}
.tip-box h4{font-family:'Fraunces',serif;font-size:15px;font-weight:700;color:var(--warn);margin-bottom:12px;letter-spacing:-0.01em}
.tip-box ul{padding-left:18px}
.tip-box li{font-size:13px;color:var(--text2);line-height:1.75;margin-bottom:5px}
.cta-box{background:var(--card);border:1px solid var(--safe-border);border-radius:var(--r);padding:26px 30px;text-align:center;margin:24px 0;position:relative;overflow:hidden}
.cta-box::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--safe);opacity:0.6}
.cta-box h3{font-family:'Fraunces',serif;font-size:17px;font-weight:700;color:var(--text);margin-bottom:5px}
.cta-box p{font-size:12px;color:var(--text3);margin-bottom:14px;font-family:'JetBrains Mono',monospace;letter-spacing:0.03em}
.cta-box a{display:inline-block;background:var(--safe);color:#0D0D14;font-family:'Fraunces',serif;font-weight:700;font-style:italic;font-size:14px;padding:11px 22px;border-radius:10px;text-decoration:none;transition:all 0.15s}
.cta-box a:hover{filter:brightness(1.05);transform:translateY(-2px)}

