Quick verdict: Yes Bank has stabilised after its restructuring and now offers competitive personal loan products. Rates are reasonable for good profile borrowers. Yes Bank salary account holders get better deals. Th
Starts From
10.99%
best profile
Fair Benchmark
12.0%
market rate
Red Flag Above
20%+
overpriced zone
Yes Bank Personal Loan, Key Details
Above AverageInterest Rate Range10.99% – 20.00%
Processing FeeUp to 2.5% + GST
Maximum Loan Amount₹40 Lakhs
Maximum Tenure5 Years
Market Fair Benchmark12.0% p.a.
Yes Bank has stabilised after its restructuring and now offers competitive personal loan products. Rates are reasonable for good profile borrowers. Yes Bank salary account holders get better deals. The bank has improved significantly in terms of customer service and digital experience over the past two years.
💡 Tips for Yes Bank customers
- Yes Bank salary account holders get pre-approved personal loans at better rates. Check the YES Mobile app.
- Yes Bank went through restructuring in 2020, it is now stable and regulated normally by RBI. The bank is safe to borrow from.
- Rates are most competitive for CIBIL scores above 750. Below that, the premium can be significant.
- Always compare with ICICI and IndusInd for similar amounts. They often have better rates for equivalent profiles.
Is your Yes Bank rate fair?
Free · Instant · No login required
Check My Loan Rate → Compare all lendersWe don't recommend specific lenders, we tell you if your rate is fair. Always verify any offer against our benchmark before signing.
Also compare with other lenders