RBI held repo rate at 6.25% · Mar 2026 · What this means for your EMI →
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How Much Does
Prepaying Save You?

Enter a lump sum prepayment amount. See the exact interest saved, reduced tenure, and your effective return on that money.

Preferred prepayment outcome

Your Loan + Prepayment Details

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Interest Saved
Months Saved
Effective Return

Before vs After Prepayment

Outstanding Principal
Monthly EMI
Remaining Tenure
Total Interest
Total Amount Paid

Related guides

Should you reduce EMI or tenure? Read this first. When does it actually make sense to close a loan early? Home loan prepayment vs SIP — where should surplus go?