Built for Indian Borrowers
Not for Banks

Most Indians have active loans. Most of them have no clue whether the rate they're paying is fair. Banks don't volunteer this. Comparison sites are funded by the same lenders they compare. Financial advisors cost money.

So we built a free tool. Then another. Then another. Every tool on this site exists to answer one question: are you being charged fairly?

What makes us different

Our tools

Our promise

We will never sell your personal data. We use only the limited services described in our Privacy Policy, and your calculator inputs stay in your browser. We will never recommend a lender because they paid us to. Every benchmark rate we use is sourced from RBI data and publicly available lender rate cards, updated regularly.

If you find an error in our calculations or outdated rate data, we want to know. This site exists to help Indian borrowers make better decisions, and that only works if the numbers are right.

A word on how we make money

Right now, nothing. LoanChecker.in is free and has no ads, no affiliate deals, and no revenue. We built it because the problem needed solving. If that ever changes, we will say so plainly on this page before it does.

One thing worth knowing about those comparison platforms we link to: they earn commissions from lenders, and their rankings can reflect that. We link to them because they are genuinely useful for seeing multiple offers quickly. But always verify any rate they show you against our benchmark before signing anything.