Free loan tools that tell you the truth about what you're paying, with no agenda, no data collection, and no servers.
Most Indians have active loans. Most of them have no clue whether the rate they're paying is fair. Banks don't volunteer this. Comparison sites are funded by the same lenders they compare. Financial advisors cost money.
So we built a free tool. Then another. Then another. Every tool on this site exists to answer one question: are you being charged fairly?
Every calculation happens entirely in your browser. We have no servers storing your data because we built it so we couldn't even if we wanted to.
All tools are free with no login required. We do not sell your data. If we ever run ads or affiliate links, we will say so clearly.
RBI benchmark rates, Indian lender comparisons, rupee formatting, and India-specific loan types. Not a generic global calculator.
We will never sell your data, because we never collect it in the first place. We will never recommend a lender because they paid us to. Every benchmark rate we use is sourced from RBI data and publicly available lender rate cards, updated regularly.
If you find an error in our calculations or outdated rate data, we want to know. This site exists to help Indian borrowers make better decisions, and that only works if the numbers are right.
Right now, nothing. LoanChecker.in is free and has no ads, no affiliate deals, and no revenue. We built it because the problem needed solving. If that ever changes, we will say so plainly on this page before it does.
One thing worth knowing about those comparison platforms we link to: they earn commissions from lenders, and their rankings can reflect that. We link to them because they are genuinely useful for seeing multiple offers quickly. But always verify any rate they show you against our benchmark before signing anything.
Questions, feedback, or found an error? Write to us at loanchecker.in@gmail.com and we read every message.