Select loan type

AOffer A

Loan Amount?The original loan amount borrowed from this lender.

Interest Rate (% p.a.)?The annual interest rate charged by this lender.

Tenure?The repayment duration for this loan offer.

Unit?Choose whether the tenure is in months or years.

Processing Fee?One-time fee charged by the lender to process your loan application. Usually 0.5%–2% of the loan amount.One-time fee

Rate Type?Fixed rate stays the same for the entire tenure. Floating rate is linked to RBI repo rate and can change — home loans are usually floating.

Lender Name?Optional. The name of the bank or NBFC offering this loan.

BOffer B

Loan Amount?The principal amount being offered by this lender.

Interest Rate (% p.a.)?The annual interest rate charged by this lender on the loan.

Tenure?The repayment duration for this loan offer — how long you have to pay it back.

Unit?Choose whether the tenure is in months or years.

Processing Fee?One-time fee charged by the lender. Usually 0.5%–2% of the loan amount.One-time fee

Rate Type?Fixed rate stays the same for the entire tenure. Floating rate is linked to RBI repo rate and can change — home loans are usually floating.

Lender Name?Optional. The name of the bank or NBFC offering this loan.

Total savings by choosing the better offer

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over full loan tenure incl. fees

Monthly EMI difference

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per month cheaper

Category Offer A Offer B Winner

Interest Rate———

Monthly EMI———

Total Interest———

Processing Fee———

Total Cost (All-in)———

Which Loan Offer Is
Actually Cheaper?

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