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Loan Rate CheckerIs your interest rate fair vs current market? Instant verdict with rupee-exact savings.
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Balance Transfer CalculatorExact savings, break-even point, and clear verdict on whether to switch.
Prepayment CalculatorHow much interest do you save? What's your effective return on that prepayment?
True Loan CostReal APR including all hidden fees, processing, GST, insurance, annual charges.
CIBIL Score ImpactHow your CIBIL score affects your rate, and a personalised improvement plan.
EMI CalculatorCalculate exact monthly payment, total interest, and see if your rate is fair vs benchmarks.
Personal Loan Eligibility CheckerHow much personal loan can you get? Instant estimate based on salary, EMIs and CIBIL score.
Two-Wheeler Loan CheckerIs your bike or scooter loan rate fair? Check against market benchmark instantly.
Gold Loan CheckerIs your gold loan rate fair? Banks offer from 8.5% — find out if you're overpaying.
Rate guides by loan type
Personal Loan RatesCurrent rates from all major banks. Fair range benchmark for 2026.
Home Loan RatesEBLR vs MCLR explained. Who offers the best rates right now?
Car Loan RatesBank loans vs manufacturer finance, which is better?
Education Loan RatesGovt scheme rates, subsidies, and what Vidya Lakshmi offers.
Guides
Is Your Personal Loan Rate Actually Fair?How to check your rate vs market benchmarks.
5 Signs Your Bank Is Overcharging YouWarning signs and what to do about them.
Why Was My Loan Rejected?7 reasons and what to do about each.
What CIBIL Score Do You Need?What each score range actually gets you in rates.
Fixed vs Floating Home Loan RateWhich to choose in a rate-cutting cycle.
How to Negotiate Your Loan RateThe exact scripts that actually work.
Improve CIBIL Score 650 → 750Step-by-step plan with realistic timelines.
When to Close a Loan EarlySometimes it's smart. Sometimes the money is better elsewhere.
First Home Loan Checklist12 things to check before you sign anything.
Personal Loan for Govt EmployeesWhy govt employees get the best rates and how to claim them.
How to Close a Loan EarlyThe process, the charges, and whether it's worth it.
See all 37 guides →Personal loan, home loan, CIBIL, RBI rates and more.
Reference
Official external resources
RBI WebsiteOfficial monetary policy decisions, press releases, and guidelines for borrowers.
CIBIL.comFree annual credit report. Check your CIBIL score and dispute any errors.
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