Terms of Service
Last updated July 2026
These Terms of Service ("Terms") govern your use of LoanChecker.in (the "Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. What LoanChecker.in Is
LoanChecker.in is an independent, informational comparison platform for Indian borrowers. We are not a bank, NBFC, lender, loan broker, or financial advisor. We do not sanction, disburse, guarantee, or facilitate any loan. We are not officially affiliated with, endorsed by, or partnered with any bank or NBFC named on this Site unless explicitly stated otherwise.
Nothing on this Site constitutes personalised financial, legal, or investment advice. The calculators, rate comparisons, and benchmarks are general information tools only.
2. Accuracy of Information
Interest rates, processing fees, eligibility criteria, and other figures shown on this Site are sourced from publicly available RBI data and lender rate cards, and are indicative and for comparison purposes only. Actual rates and eligibility depend entirely on the lender's own credit assessment, your CIBIL/credit bureau score, income, and internal policy at the time you apply. We do not guarantee that any rate or offer shown on this Site is currently accurate, available, or will be honoured by any lender. Always verify current rates and terms directly with the lender before making a decision.
3. No Liability for Financial Decisions
Any decision to apply for, accept, or reject a loan or financial product is yours alone. LoanChecker.in is not responsible for any loss, rejection, discrepancy, fee, or outcome arising from your reliance on information found on this Site. You should independently verify all information and, where appropriate, consult a licensed financial advisor before making borrowing decisions.
4. Third-Party Links and Lenders
This Site may link to third-party bank websites, comparison platforms, or lender pages. We do not control and are not responsible for the content, accuracy, terms, or privacy practices of any third-party site. Linking to a lender or platform does not imply endorsement, partnership, or affiliation unless explicitly stated.
5. Intellectual Property
The content, design, calculators, and tools on this Site are the property of LoanChecker.in unless otherwise credited. You may use the Site for personal, non-commercial purposes. You may not copy, scrape, republish, or redistribute substantial portions of this Site's content or tools without our prior written permission.
6. Acceptable Use
When using this Site, you agree not to:
- Use automated systems (bots, scrapers) to extract data from the Site at scale
- Attempt to disrupt, overload, or interfere with the Site's normal operation
- Reverse engineer, decompile, or attempt to extract the source code of the Site's tools
- Use the Site for any unlawful purpose or in violation of any applicable Indian law
7. Disclaimer of Warranties
The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, uptime, or fitness for a particular purpose. We do not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components.
8. Limitation of Liability
To the maximum extent permitted by law, LoanChecker.in and its operator shall not be liable for any indirect, incidental, special, or consequential damages, or any loss of profit, data, or financial opportunity, arising from your use of, or inability to use, the Site — even if advised of the possibility of such damages.
9. Governing Law
These Terms are governed by the laws of India. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
10. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
11. Contact Us
Questions about these Terms? Write to us at loanchecker.in@gmail.com. See also our Privacy Policy.